The TaxLienSimple Index / Texas

The TaxLienSimple Index · TX · 2026

Texas Tax-Lien & Tax-Deed Investing

What Texas statute actually pays, return, redemption and bid method, cross-referenced with the live auction inventory we track. Every figure traces to state law or a county source.

Statutes verified Jul 29, 2026

71 /100
Tier A National rank #3 of 51
The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.
Sale type
Redeemable Deed
Statutory return / penalty
Flat redemption premium (not annual interest): 25% of the total if redeemed in year 1, 50% if redeemed in year 2, for homestead/agricultural/mineral property; 25% flat for other property redeemed within the 180-day window. Premium applies regardless of how early redemption occurs.
Redemption period
2 years from filing of the purchaser's deed for residential homestead, agricultural-use land, and mineral interests; 180 days for all other property.
Bid method
highest bid (deed)
Sale season
Monthly, commonly first Tuesday
What you buy
Judicial tax foreclosure deed sale and struck-off resale

Statutory note. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

9,816live parcels tracked
109counties with inventory
#3of 51 jurisdictions
Read the score correctly. The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

Remote Investor Snapshot

Verified public-data profile for out-of-area investors, every figure below traces to the cited government source. Blank fields mean the source does not publish that value for this area (we never estimate).

Market & demographics

Population
29,243,342
5-yr population growth
+6.7% growing
Median household income
$73,035
Median age
35.2
Poverty rate
13.9%

Source: U.S. Census Bureau, ACS 5-Year 2022

Housing market

Median home value
$238,000
Median gross rent
$1,251/mo
Owner-occupied
62.4% 37.6% renter
Vacancy rate
10%

Source: U.S. Census Bureau, ACS 5-Year 2022

Property-tax burden

Median real-estate taxes
$3,872/yr
Effective property-tax rate
1.63% of home value

Source: U.S. Census Bureau, ACS 5-Year 2022

Natural-hazard risk & safety

Unemployment rate
4%

Source: FEMA National Risk Index (2023); U.S. Bureau of Labor Statistics, LAUS (2023 annual)

Growth & livability signals

New residential permits
232,373 units, 2023
Broadband subscription
88.4%
Bachelor's degree +
32.3%

Source: U.S. Census Bureau, Building Permits Survey (2023); U.S. Census Bureau, ACS 2022 (household broadband subscription; FCC availability not yet integrated); U.S. Census Bureau, ACS 2022 (educational attainment, school-quality proxy; NCES ratings not yet integrated)

Risk & opportunity flags

Opportunity Zone tracts
628 tax-advantaged
EPA Superfund (NPL) sites
70
EPA Brownfield sites
1,139

Source: U.S. Treasury CDFI Fund / IRS designated Opportunity Zones; U.S. EPA (SEMS National Priorities List; ACRES Brownfields)

Counties we track in Texas

#CountyTaxLienSimple IndexLive parcels
1 Dallas County S 77 1,167
2 Harris County S 77 1,076
3 Tarrant County S 77 948
4 Jefferson County S 76 486
5 Navarro County S 76 441
6 Orange County S 76 437
7 Galveston County S 76 430
8 Jasper County S 76 350
9 Hidalgo County S 75 245
10 Liberty County S 75 225
11 San Patricio County S 75 218
12 Leon County S 75 168
13 Bexar County S 75 161
14 Montgomery County S 75 161
15 Polk County S 75 138
16 El Paso County S 75 136
17 Cameron County S 75 133
18 Atascosa County S 75 119
19 Angelina County S 75 117
20 Victoria County S 75 116
21 Hunt County S 75 112
22 Nueces County S 75 100
23 Starr County S 74 94
24 Ector County S 74 85
25 Lamar County S 74 84
26 Matagorda County S 74 82
27 Gregg County S 74 81
28 McLennan County S 74 79
29 Live Oak County S 74 75
30 Tyler County S 74 74
31 Val Verde County S 74 66
32 Henderson County S 74 61
33 Smith County S 74 61
34 Grayson County S 74 60
35 Marion County S 74 57
36 Cass County S 74 53
37 Red River County S 74 53
38 Jim Wells County S 74 46
39 Llano County S 74 46
40 Denton County S 74 45
41 Zavala County S 74 45
42 Wood County S 74 42
43 Duval County S 74 38
44 Wise County S 74 38
45 Jackson County S 74 36
46 Ellis County S 73 34
47 Frio County S 73 34
48 Morris County S 73 34
49 Fort Bend County S 73 33
50 Hardin County S 73 32
51 Maverick County S 73 32
52 Upshur County S 73 32
53 Parker County S 73 31
54 Hays County S 73 29
55 Kaufman County S 73 28
56 Van Zandt County S 73 27
57 Shelby County S 73 26
58 Bee County S 73 22
59 Falls County S 73 22
60 Zapata County S 73 22
61 Gonzales County S 73 21
62 Kerr County S 73 21
63 Cherokee County S 73 20
64 Aransas County S 73 19
65 Kleberg County S 73 19
66 Jim Hogg County S 73 17
67 Rains County S 73 17
68 Camp County S 73 16
69 Houston County S 73 16
70 La Salle County S 73 15
71 Brooks County S 73 14
72 Limestone County S 73 14
73 Montague County S 73 14
74 Madison County S 73 12
75 Wilson County S 72 11
76 Bosque County S 72 10
77 Robertson County S 72 10
78 Tom Green County S 72 10
79 Concho County S 72 8
80 Rockwall County S 72 8
81 Titus County S 72 8
82 Fannin County S 72 7
83 DeWitt County S 72 6
84 Franklin County S 72 5
85 Hopkins County S 72 5
86 Anderson County S 72 4
87 Erath County S 72 4
88 Hood County S 72 4
89 Reeves County S 72 4
90 Rusk County S 72 4
91 Sabine County S 72 4
92 Wichita County A 71 47
93 Hamilton County A 71 3
94 Collin County A 71 2
95 Goliad County A 71 2
96 Lee County A 71 2
97 Panola County A 71 2
98 Pecos County A 71 2
99 Terrell County A 71 2
100 Waller County A 71 2
101 Caldwell County A 71 1
102 Harrison County A 70 30
103 Brazoria County A 70 14
104 Palo Pinto County A 69 10
105 Delta County A 69 9
106 Travis County A 69 9
107 Comal County A 69 5
108 Guadalupe County A 68 3
109 Kinney County A 68 1

Texas tax sale, FAQ

What is the TaxLienSimple Index for Texas?

Texas scores 71/100 (Tier A), ranked #3 of 51 jurisdictions. The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

How does redemption and return work in Texas?

Flat redemption premium (not annual interest): 25% of the total if redeemed in year 1, 50% if redeemed in year 2, for homestead/agricultural/mineral property; 25% flat for other property redeemed within the 180-day window. Premium applies regardless of how early redemption occurs. Redemption period: 2 years from filing of the purchaser's deed for residential homestead, agricultural-use land, and mineral interests; 180 days for all other property. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

What is Texas's statutory return on a tax lien or tax deed purchase?

Flat redemption premium (not annual interest): 25% of the total if redeemed in year 1, 50% if redeemed in year 2, for homestead/agricultural/mineral property; 25% flat for other property redeemed within the 180-day window. Premium applies regardless of how early redemption occurs. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

What is the bid method for Texas tax sales?

Texas uses a highest bid (deed) method for its redeemable deed sales.

Does Texas use tax-lien auctions or tax-deed sales?

Texas uses a redeemable deed system. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

See the actual parcels in Texas

Browse the live tax-lien, deed and foreclosure inventory we track, search by county, redemption window and opening bid.

Browse live auction inventory →  ·  Texas tax delinquent property list →  ·  Texas state guide →  ·  How to find and verify a tax sale list →  ·  Set a max bid →  ·  Academy: deed states and redeemable deeds →
The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

© 2026 TaxLienSimple · The TaxLienSimple Index is compiled from state tax statutes and county treasurer/tax-collector offices; live inventory counts reflect parcels currently tracked by TaxLienSimple and update continuously. Nothing here is investment or legal advice.