The TaxLienSimple Index / Texas

The TaxLienSimple Index · TX · 2026

Texas Tax-Lien & Tax-Deed Investing

What Texas statute actually pays — return, redemption and bid method — cross-referenced with the live auction inventory we track. Every figure traces to state law or a county source.

Statutes verified Jul 29, 2026

71 /100
Tier A National rank #3 of 51
The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.
Sale type
Redeemable Deed
Statutory return / penalty
Flat redemption premium (not annual interest): 25% of the total if redeemed in year 1, 50% if redeemed in year 2, for homestead/agricultural/mineral property; 25% flat for other property redeemed within the 180-day window. Premium applies regardless of how early redemption occurs.
Redemption period
2 years from filing of the purchaser's deed for residential homestead, agricultural-use land, and mineral interests; 180 days for all other property.
Bid method
highest bid (deed)
Sale season
Monthly, commonly first Tuesday
What you buy
Judicial tax foreclosure deed sale and struck-off resale

Statutory note. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

8,599live parcels tracked
101counties with inventory
#3of 51 jurisdictions
Read the score correctly. The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

Remote Investor Snapshot

Verified public-data profile for out-of-area investors — every figure below traces to the cited government source. Blank fields mean the source does not publish that value for this area (we never estimate).

Market & demographics

Population
29,243,342
5-yr population growth
+6.7% growing
Median household income
$73,035
Median age
35.2
Poverty rate
13.9%

Source: U.S. Census Bureau, ACS 5-Year 2022

Housing market

Median home value
$238,000
Median gross rent
$1,251/mo
Owner-occupied
62.4% 37.6% renter
Vacancy rate
10%

Source: U.S. Census Bureau, ACS 5-Year 2022

Property-tax burden

Median real-estate taxes
$3,872/yr
Effective property-tax rate
1.63% of home value

Source: U.S. Census Bureau, ACS 5-Year 2022

Natural-hazard risk & safety

Unemployment rate
4%

Source: FEMA National Risk Index (2023); U.S. Bureau of Labor Statistics, LAUS (2023 annual)

Growth & livability signals

New residential permits
232,373 units, 2023
Broadband subscription
88.4%
Bachelor's degree +
32.3%

Source: U.S. Census Bureau, Building Permits Survey (2023); U.S. Census Bureau, ACS 2022 (household broadband subscription; FCC availability not yet integrated); U.S. Census Bureau, ACS 2022 (educational attainment — school-quality proxy; NCES ratings not yet integrated)

Risk & opportunity flags

Opportunity Zone tracts
628 tax-advantaged
EPA Superfund (NPL) sites
70
EPA Brownfield sites
1,139

Source: U.S. Treasury CDFI Fund / IRS designated Opportunity Zones; U.S. EPA (SEMS National Priorities List; ACRES Brownfields)

Counties we track in Texas

#CountyTaxLienSimple IndexLive parcels
1 Dallas County S 77 1,073
2 Harris County S 77 936
3 Tarrant County S 77 814
4 Jefferson County S 76 454
5 Navarro County S 76 407
6 Galveston County S 76 384
7 Jasper County S 76 322
8 Hidalgo County S 75 221
9 Montgomery County S 75 146
10 El Paso County S 75 119
11 Bexar County S 75 116
12 Cameron County S 75 114
13 Polk County S 75 109
14 Angelina County S 75 106
15 Hunt County S 75 106
16 Victoria County S 75 102
17 Lamar County S 74 64
18 Ector County S 74 60
19 Smith County S 74 57
20 Nueces County S 74 55
21 Tyler County S 74 53
22 Red River County S 74 48
23 Llano County S 74 46
24 Grayson County S 74 42
25 Henderson County S 74 42
26 Wise County S 74 37
27 Morris County S 74 37
28 Orange County S 73 424
29 Ellis County S 73 32
30 Hays County S 73 31
31 Maverick County S 73 31
32 Kaufman County S 73 30
33 Denton County S 73 27
34 Fort Bend County S 73 24
35 Parker County S 73 22
36 Kerr County S 73 18
37 Wichita County S 73 17
38 Houston County S 73 16
39 Liberty County S 72 224
40 San Patricio County S 72 218
41 Leon County S 72 168
42 Atascosa County S 72 112
43 Travis County S 72 4
44 Starr County A 71 88
45 Matagorda County A 71 72
46 Val Verde County A 71 66
47 Mclennan County A 71 62
48 Live Oak County A 71 60
49 Gregg County A 71 58
50 Cass County A 71 46
51 Jim Wells County A 71 46
52 Marion County A 71 46
53 Harrison County A 71 44
54 Duval County A 71 38
55 Guadalupe County A 71 3
56 Collin County A 71 2
57 Jackson County A 70 34
58 Wood County A 70 32
59 Zavala County A 70 30
60 Shelby County A 70 26
61 Upshur County A 70 26
62 Frio County A 70 24
63 Falls County A 70 22
64 Zapata County A 70 22
65 Cherokee County A 70 20
66 Gonzales County A 70 20
67 Hardin County A 70 18
68 Camp County A 70 16
69 Jim Hogg County A 70 14
70 Kleberg County A 70 14
71 La Salle County A 70 14
72 Montague County A 70 14
73 Aransas County A 70 12
74 Limestone County A 70 12
75 Van Zandt County A 70 12
76 Comal County A 70 12
77 Robertson County A 69 10
78 Bee County A 69 8
79 Brooks County A 69 8
80 Titus County A 69 8
81 Bosque County A 69 6
82 Dewitt County A 69 6
83 Fannin County A 69 6
84 Delta County A 69 4
85 Erath County A 69 4
86 Franklin County A 69 4
87 Hood County A 69 4
88 Hopkins County A 69 4
89 Reeves County A 69 4
90 Sabine County A 69 4
91 Tom Green County A 69 4
92 Wilson County A 69 4
93 Anderson County A 68 2
94 Goliad County A 68 2
95 Lee County A 68 2
96 Madison County A 68 2
97 Panola County A 68 2
98 Pecos County A 68 2
99 Rockwall County A 68 2
100 Rusk County A 68 2
101 Terrell County A 68 2

Texas tax sale — FAQ

What is the TaxLienSimple Index for Texas?

Texas scores 71/100 (Tier A), ranked #3 of 51 jurisdictions. The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

How does redemption and return work in Texas?

Flat redemption premium (not annual interest): 25% of the total if redeemed in year 1, 50% if redeemed in year 2, for homestead/agricultural/mineral property; 25% flat for other property redeemed within the 180-day window. Premium applies regardless of how early redemption occurs. Redemption period: 2 years from filing of the purchaser's deed for residential homestead, agricultural-use land, and mineral interests; 180 days for all other property.. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

What is Texas's statutory return on a tax lien or tax deed purchase?

Flat redemption premium (not annual interest): 25% of the total if redeemed in year 1, 50% if redeemed in year 2, for homestead/agricultural/mineral property; 25% flat for other property redeemed within the 180-day window. Premium applies regardless of how early redemption occurs. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

What is the bid method for Texas tax sales?

Texas uses a highest bid (deed) method for its redeemable deed sales.

Does Texas use tax-lien auctions or tax-deed sales?

Texas uses a redeemable deed system. Purchaser gets a deed at the sale but the former owner can redeem; the 25%/50% figures are one-time penalties on the total, not per-annum rates, and redemption length depends on property class (Tax Code §34.21).

See the actual parcels in Texas

Browse the live tax-lien, deed and foreclosure inventory we track — search by county, redemption window and opening bid.

Browse live auction inventory →  ·  Texas tax delinquent property list →  ·  Texas state guide →  ·  Set a max bid →  ·  Academy: deed states and redeemable deeds →
The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

© 2026 TaxLienSimple · The TaxLienSimple Index is compiled from state tax statutes and county treasurer/tax-collector offices; live inventory counts reflect parcels currently tracked by TaxLienSimple and update continuously. Nothing here is investment or legal advice.