What matters more to you?
Why It Matters
Choosing between tax liens and tax deeds is the most important decision a new investor makes. The right choice depends on your goals, capital, and risk tolerance.
Who It Is For
Perfect for beginners unsure which path to take, or experienced investors considering expanding into the other type.
How It Helps
Answer 5 quick questions and get a personalized recommendation based on your risk tolerance, capital, and desired involvement level.
Lien vs Deed FAQ
What is the main difference between tax liens and tax deeds?v
Tax liens earn guaranteed interest like a bond. Tax deeds give you potential property ownership at a discount. Liens are lower risk. Deeds have higher upside with more capital.
Which is better for passive investors?v
Tax lien certificates are generally better for passive investors. You buy, earn interest, and the county handles enforcement. Tax deeds require more active management.
Can I invest in both liens and deeds?v
Yes. Many experienced investors use tax liens for steady returns and tax deeds for growth. Start with one approach, master it, then expand.
How much capital do I need for each?v
Tax liens: $2,500-$5,000 per certificate. Tax deeds: $10,000+ per property. Liens are more accessible for smaller investors.