The TaxLienSimple Index / Florida

The TaxLienSimple Index · FL · 2026

Florida Tax-Lien & Tax-Deed Investing

What Florida statute actually pays, return, redemption and bid method, cross-referenced with the live auction inventory we track. Every figure traces to state law or a county source.

Statutes verified Jul 29, 2026

56 /100
Tier B National rank #13 of 51
The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.
Sale type
Tax Lien
Statutory return / penalty
18%/yr max, bid down; 5% minimum mandatory penalty on redemption
Redemption period
2 years
Bid method
bid-down interest
Sale season
certificate sales by June 1; deed auctions throughout year
What you buy
tax lien certificate then tax deed sale

Statutory note. Interest bid down from 18%; if earned interest is under 5% of face, a flat 5% penalty applies, so the effective floor is 5%.

11,707live parcels tracked
46counties with inventory
#13of 51 jurisdictions
Read the score correctly. The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

Remote Investor Snapshot

Verified public-data profile for out-of-area investors, every figure below traces to the cited government source. Blank fields mean the source does not publish that value for this area (we never estimate).

Market & demographics

Population
21,634,529
5-yr population growth
+6.7% growing
Median household income
$67,917
Median age
42.4
Poverty rate
12.9%

Source: U.S. Census Bureau, ACS 5-Year 2022

Housing market

Median home value
$292,200
Median gross rent
$1,444/mo
Owner-occupied
66.9% 33.1% renter
Vacancy rate
15.8%

Source: U.S. Census Bureau, ACS 5-Year 2022

Property-tax burden

Median real-estate taxes
$2,386/yr
Effective property-tax rate
0.82% of home value

Source: U.S. Census Bureau, ACS 5-Year 2022

Natural-hazard risk & safety

Unemployment rate
3.3%

Source: FEMA National Risk Index (2023); U.S. Bureau of Labor Statistics, LAUS (2023 annual)

Growth & livability signals

New residential permits
193,788 units, 2023
Broadband subscription
88.8%
Bachelor's degree +
32.3%

Source: U.S. Census Bureau, Building Permits Survey (2023); U.S. Census Bureau, ACS 2022 (household broadband subscription; FCC availability not yet integrated); U.S. Census Bureau, ACS 2022 (educational attainment, school-quality proxy; NCES ratings not yet integrated)

Risk & opportunity flags

Opportunity Zone tracts
427 tax-advantaged
EPA Superfund (NPL) sites
80
EPA Brownfield sites
1,962

Source: U.S. Treasury CDFI Fund / IRS designated Opportunity Zones; U.S. EPA (SEMS National Priorities List; ACRES Brownfields)

Counties we track in Florida

#CountyTaxLienSimple IndexLive parcels
1 Santa Rosa County A 63 2,609
2 Volusia County B 62 1,973
3 Palm Beach County B 62 983
4 Polk County B 62 839
5 Hillsborough County B 61 499
6 Miami-Dade County B 61 366
7 Putnam County B 61 317
8 Lee County B 61 283
9 Pasco County B 61 268
10 Orange County B 61 267
11 Alachua County B 60 240
12 Escambia County B 60 192
13 Highlands County B 60 188
14 Marion County B 60 187
15 Citrus County B 60 124
16 Broward County B 60 114
17 Hernando County B 60 106
18 Lake County B 60 94
19 Pinellas County B 60 92
20 Walton County B 59 86
21 Brevard County B 59 84
22 Bay County B 59 67
23 Washington County B 59 66
24 Osceola County B 59 59
25 Seminole County B 59 59
26 Jackson County B 59 58
27 St. Johns County B 59 46
28 Indian River County B 59 37
29 Hendry County B 59 32
30 Duval County B 58 688
31 Sarasota County B 58 284
32 Clay County B 58 30
33 Martin County B 58 24
34 Nassau County B 58 16
35 Manatee County B 58 14
36 Charlotte County B 58 13
37 Gilchrist County B 58 12
38 Leon County B 57 244
39 Flagler County B 57 10
40 Okeechobee County B 56 2
41 St. Lucie County B 55 20
42 Sumter County B 54 6
43 Monroe County B 54 4
44 Madison County B 54 3
45 Okaloosa County C 53 1
46 Suwannee County C 53 1

Florida tax sale, FAQ

What is the TaxLienSimple Index for Florida?

Florida scores 56/100 (Tier B), ranked #13 of 51 jurisdictions. The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

How does redemption and return work in Florida?

18%/yr max, bid down; 5% minimum mandatory penalty on redemption. Redemption period: 2 years. Interest bid down from 18%; if earned interest is under 5% of face, a flat 5% penalty applies, so the effective floor is 5%.

What is Florida's statutory return on a tax lien or tax deed purchase?

18%/yr max, bid down; 5% minimum mandatory penalty on redemption. Interest bid down from 18%; if earned interest is under 5% of face, a flat 5% penalty applies, so the effective floor is 5%.

What is the bid method for Florida tax sales?

Florida uses a bid-down interest method for its tax lien sales.

Does Florida use tax-lien auctions or tax-deed sales?

Florida uses a tax lien system. Interest bid down from 18%; if earned interest is under 5% of face, a flat 5% penalty applies, so the effective floor is 5%.

See the actual parcels in Florida

Browse the live tax-lien, deed and foreclosure inventory we track, search by county, redemption window and opening bid.

Browse live auction inventory →  ·  Florida tax delinquent property list →  ·  Florida state guide →  ·  How to find and verify a tax sale list →  ·  Set a max bid →  ·  Academy: what a tax lien actually is →
The TaxLienSimple Index is a 0-100 research guide built from statutory terms and the inventory we track, not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

© 2026 TaxLienSimple · The TaxLienSimple Index is compiled from state tax statutes and county treasurer/tax-collector offices; live inventory counts reflect parcels currently tracked by TaxLienSimple and update continuously. Nothing here is investment or legal advice.