Tax Lien Blog
Real stories from a real investor. No fluff, just what worked and what didn't.
Why I Stopped Chasing Houses and Started Buying Tax Liens
House flipping requires $50K+ per deal, contractors, timelines, and luck. Texas tax deeds need a few thousand dollars and research.
I Assumed Every State Worked Like Texas - Here is What It Cost Me
Texas's 25% flat premium is state law, uniform across every Texas county. I assumed every state worked the same way.
Tax Lien vs Tax Deed vs Redeemable Deed: What I Learned Running All Three
There are three systems, not two: lien states pay accruing interest, deed states hand you the property outright, redeemable-deed states (like Texas) sell you the property with a flat penalty if the owner buys it back.
Reddit Tax Lien vs Tax Deed: Which Strategy Actually Makes More Money?
Lien states let you earn interest on delinquent taxes. Deed states let you buy properties at auction. Texas is a third thing: a redeemable deed.
Tax Liens vs Stocks Bonds and Real Estate: Reddit Compares the Returns
Some states advertise statutory rates of roughly 16-36%, but that's a ceiling, not a realized return — competitive bidding, early redemption, idle capital and costs pull actual results well below it.
How to Buy Tax Liens in a Self-Directed IRA: The Complete Setup Guide
A self-directed IRA (SDIRA) lets you invest in alternative assets like tax lien certificates - something a regular IRA or 401(k) won't allow.
Over-the-Counter Tax Liens: The Hidden Market Individual Investors Can Actually Win
Over-the-counter (OTC) tax liens are certificates that didn't sell at the main county auction - usually because no bidder wanted them.