The TaxLienSimple Index · NY · 2026

New York Tax-Lien & Tax-Deed Investing

What New York statute actually pays — return, redemption and bid method — cross-referenced with the live auction inventory we track. Every figure traces to state law or a county source.

55 /100

Tier B National rank #16 of 51

Sale type

Tax Deed

Statutory return / penalty

unknown — no single statewide investor interest rate. Enforcement is locality-delegated under RPTL Article 11; each tax district sets its own interest/penalty rate (e.g., NYC sells liens at rates like 18% on small parcels), so there is no uniform statewide figure.

Redemption period

Default 2 years after lien date (RPTL 1110); a tax district may lengthen it for residential/farm property or shorten it to 1 year for vacant/abandoned residential property

Bid method

n/a

Sale season

county-specific, commonly spring–fall

What you buy

in-rem tax foreclosure deed auctions; NYC lien transfers when program operates

Statutory note. Most tax districts enforce by in-rem foreclosure (the district takes title, then resells), but some localities (notably NYC and Nassau County) sell tax liens to investors — so the mechanism and any investor rate depend entirely on the locality, not state law.

899live parcels tracked

2counties with inventory

#16of 51 jurisdictions

Read the score correctly. The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

Remote Investor Snapshot

Verified public-data profile for out-of-area investors — every figure below traces to the cited government source. Blank fields mean the source does not publish that value for this area (we never estimate).

Market & demographics

Population

19,994,379

5-yr population growth

+1% growing

Median household income

$81,386

Median age

39.3

Poverty rate

13.6%

Source: U.S. Census Bureau, ACS 5-Year 2022

Housing market

Median home value

$384,100

Median gross rent

$1,507/mo

Owner-occupied

54.3% 45.7% renter

Vacancy rate

10.5%

Source: U.S. Census Bureau, ACS 5-Year 2022

Property-tax burden

Median real-estate taxes

$6,303/yr

Effective property-tax rate

1.64% of home value

Source: U.S. Census Bureau, ACS 5-Year 2022

Natural-hazard risk & safety

Unemployment rate

3.7%

Source: FEMA National Risk Index (2023); U.S. Bureau of Labor Statistics, LAUS (2023 annual)

Growth & livability signals

New residential permits

48,807 units, 2023

Broadband subscription

88.2%

Bachelor's degree +

38.8%

Source: U.S. Census Bureau, Building Permits Survey (2023); U.S. Census Bureau, ACS 2022 (household broadband subscription; FCC availability not yet integrated); U.S. Census Bureau, ACS 2022 (educational attainment — school-quality proxy; NCES ratings not yet integrated)

Risk & opportunity flags

Opportunity Zone tracts

514 tax-advantaged

EPA Superfund (NPL) sites

120

EPA Brownfield sites

1,287

Source: U.S. Treasury CDFI Fund / IRS designated Opportunity Zones; U.S. EPA (SEMS National Priorities List; ACRES Brownfields)

Counties we track in New York

#	County	TaxLienSimple Index	Live parcels
1	Erie County	B 61	875
2	Cayuga County	B 55	24

See the actual parcels in New York

Browse the live tax-lien, deed and foreclosure inventory we track — search by county, redemption window and opening bid.

Browse live auction inventory →

The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

© 2026 TaxLienSimple · The TaxLienSimple Index is compiled from state tax statutes and county treasurer/tax-collector offices; live inventory counts reflect parcels currently tracked by TaxLienSimple and update continuously. Nothing here is investment or legal advice.