TaxLienSimple

The TaxLienSimple Index / New Jersey

The TaxLienSimple Index · NJ · 2026

New Jersey Tax-Lien & Tax-Deed Investing

What New Jersey statute actually pays — return, redemption and bid method — cross-referenced with the live auction inventory we track. Every figure traces to state law or a county source.

55 /100
Tier B National rank #17 of 51
The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.
Sale type
Tax Lien
Statutory return / penalty
Interest bid down from a statutory ceiling of 18% per annum; PLUS a one-time redemption penalty of 2% (certificates $200-$5,000), 4% ($5,001-$10,000), or 6% (over $10,000) assessed only on redemption
Redemption period
Owner may redeem any time until foreclosure; investor must generally wait 2 years from the certificate date before starting foreclosure (municipal holders can move sooner)
Bid method
bid-down interest
Sale season
year-round; each municipality with delinquency must hold at least one annual sale
What you buy
tax sale certificate

Statutory note. Bidding drives the interest rate down from 18%; when it reaches 0%, bidders switch to offering a cash premium over the taxes owed (premium earns no interest and is refunded without interest on redemption).

1,516live parcels tracked
16counties with inventory
#17of 51 jurisdictions
Read the score correctly. The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

Remote Investor Snapshot

Verified public-data profile for out-of-area investors — every figure below traces to the cited government source. Blank fields mean the source does not publish that value for this area (we never estimate).

Market & demographics

Population
9,249,063
5-yr population growth
+3.2% growing
Median household income
$97,126
Median age
40
Poverty rate
9.7%

Source: U.S. Census Bureau, ACS 5-Year 2022

Housing market

Median home value
$401,400
Median gross rent
$1,577/mo
Owner-occupied
63.9% 36.1% renter
Vacancy rate
8.5%

Source: U.S. Census Bureau, ACS 5-Year 2022

Property-tax burden

Median real-estate taxes
$9,345/yr
Effective property-tax rate
2.33% of home value

Source: U.S. Census Bureau, ACS 5-Year 2022

Natural-hazard risk & safety

Unemployment rate
4.6%

Source: FEMA National Risk Index (2023); U.S. Bureau of Labor Statistics, LAUS (2023 annual)

Growth & livability signals

New residential permits
32,840 units, 2023
Broadband subscription
90.6%
Bachelor's degree +
42.3%

Source: U.S. Census Bureau, Building Permits Survey (2023); U.S. Census Bureau, ACS 2022 (household broadband subscription; FCC availability not yet integrated); U.S. Census Bureau, ACS 2022 (educational attainment — school-quality proxy; NCES ratings not yet integrated)

Risk & opportunity flags

Opportunity Zone tracts
169 tax-advantaged
EPA Superfund (NPL) sites
149
EPA Brownfield sites
577

Source: U.S. Treasury CDFI Fund / IRS designated Opportunity Zones; U.S. EPA (SEMS National Priorities List; ACRES Brownfields)

Counties we track in New Jersey

#CountyTaxLienSimple IndexLive parcels
1 Camden County B 60 211
2 Middlesex County B 60 173
3 Essex County B 60 168
4 Gloucester County B 59 115
5 Monmouth County B 59 112
6 Passaic County B 59 112
7 Burlington County B 59 94
8 Atlantic County B 59 90
9 Bergen County B 59 87
10 Union County B 59 72
11 Hudson County B 59 55
12 Cumberland County B 59 53
13 Hunterdon County B 58 31
14 Cape May County B 58 29
15 Salem County B 58 21
16 Morris County B 56 93

See the actual parcels in New Jersey

Browse the live tax-lien, deed and foreclosure inventory we track — search by county, redemption window and opening bid.

Browse live auction inventory →
The TaxLienSimple Index is a 0–100 research guide built from statutory terms and the inventory we track — not a yield, a guarantee, or investment advice. Realized returns depend on competition, redemption and your own due diligence. Verify every figure with the county before bidding.

© 2026 TaxLienSimple · The TaxLienSimple Index is compiled from state tax statutes and county treasurer/tax-collector offices; live inventory counts reflect parcels currently tracked by TaxLienSimple and update continuously. Nothing here is investment or legal advice.