Putnam County, Florida surplus funds list (excess proceeds, tax sale overages)
Putnam County holds 2 mortgage foreclosure surplus records, totaling $39,009 — the winning bid less the final judgment. The largest single record is $37,461. These are mortgage foreclosure surpluses held by the clerk of court, not tax-sale overages, and they are counted apart from the state's tax-sale figures. The nearest open claim deadline is Sep 10, 2027. Data was last verified against the county's report dated Oct 24, 2026.
Largest records (sample)
Top 2 of 2 records by amount. Owner names are not shown on public pages, matching the county's own redaction practice; sale references below are the county's public identifiers.
| Sale reference | Sale date | Surplus amount | Claim deadline | Status |
|---|---|---|---|---|
| 542025CA000347CAAXMX | Oct 15, 2026 | $37,461 | Oct 15, 2027 | available |
| 542026CA000026CAAXMX | Sep 10, 2026 | $1,548 | Sep 10, 2027 | available |
Open every Putnam County record, and the rest of Florida
The table above is the ten largest of 2 records this page holds for Putnam County. Surplus work rarely stops at one county, so the pass covers Florida as a whole: 7,342 records across 48 counties, including every one of Putnam's.
Florida Surplus Pass
Full access to the 3,540 Florida records still inside their claim window, plus the full 7,342 verified records for reference, across 48 counties: every amount, sale reference, and claim deadline, searchable and sortable, for 90 days. No subscription.
- Every record, not the top ten shown on this page
- Sort and filter by amount or claim deadline
- Official county source linked on every record
- New records added during your 90 days are included
This buys access to collected public records, kept current. It is not a claim service and does not mean money is owed to you. Claims are filed directly with the county, which does not charge you to claim your own money.
Get told when Putnam County, Florida posts a new surplus list
Counties republish these lists on their own schedule, and claim deadlines pass quietly. We'll email you when a new or updated report is published, with the official county source linked every time. Free. No card. No account.
All 2 Putnam County records, searchable, sortable, with every amount and deadline, are in the surplus funds search tool (free capped preview) and fully unlocked with membership.
Watch: finding and working a surplus funds claim
A narrated walkthrough: what surplus funds are and how recovery agents earn a fee, then find open surplus funds from county lists, check the parties and state rules, and track the claim to payout.
Read the transcript
Before I show you the dashboard, here's what surplus funds are, and why people make a living from them.
When someone falls behind on property taxes, the county can sell the property at auction.
Say the owner owed eight thousand dollars, and the home sold for ninety-five thousand.
The county keeps what it's owed. The other eighty-seven thousand is surplus, and by law, it belongs to the former owner.
Most owners never find out. They've moved, or they don't know the money exists. And if nobody claims it in time, it can go to the state.
That's where you come in. You find the owner, check that no one is owed ahead of them, and help them file the claim. They get their money, and you earn an agreed fee.
Owners can always claim for free on their own, and many states limit your fee. So the work is finding them, and making it easy.
TaxLienSimple tracks over one hundred and ninety million dollars of it across eighteen states, updated every day. Here's how to find a record, and work it all the way to payout.
This is TaxLienSimple. In the next few minutes, I'll find a surplus fund, check that it's worth working, and track it all the way to payout.
Start in County Data, on the Surplus funds tab. Every number here comes from the county's own list, and you can see how much is still open.
Open a state to see each county: the total, what's still open, the largest record, and the nearest deadline.
Search records takes you straight to those records.
Here in Research, you can narrow it down. I'll keep the open records, set a deadline within ninety days, and sort by the largest amount.
Open a record to see the detail.
Here's the amount, the claim deadline, and the former owner. Below that is everyone on the case. Lienholders and government claims can be paid before the owner, so check them first.
Every record shows the state's rules: how long the claim window is, any limit on your fee, and what you must tell the owner.
If it's worth working, add it to My claims.
Your claims live on one board, by stage. The top shows what you're working, your expected fees, and what's due this week.
Open the claim. The deadline countdown sits at the top.
From here you can search for the former owner by name and mailing address. Anyone matching the auction buyer is left out, because that's the wrong person.
Note who you're working with, and set a follow-up date. You'll get a reminder email that morning.
Every call, email, and letter goes in the contact log, so you never lose track.
Enter the fee you agreed. TaxLienSimple holds it to the state's limit, and shows what you'll earn.
Print a first letter in one click. Every letter tells the owner they can claim from the county for free.
The recovery agreement prints the state's fee limit and the required disclosure, and it won't print a fee above that limit.
Keep the paperwork here: photo ID, death certificates, the signed agreement. Only you can see it.
Move the claim along as it progresses. When the county pays, record the amount and your fee.
That's the whole workflow, from finding the money to getting paid, in one place.
Guides for Florida surplus claims
- How to Claim Surplus Funds in Florida: Tax Deed and Foreclosure Surplus, Step by Step →
- How to Become a Surplus Funds Recovery Agent in 2026: State Rules, Fee Caps and Real Startup Costs →
- How to Claim Surplus Funds After a Foreclosure: A Step-by-Step Guide for Former Owners →
- Surplus Funds Courses Compared: Overages Blueprint vs Surplus Funds Profit System (2026) →
- Is Surplus Funds Recovery Legit? Red Flags, Scams and the Fee Caps in Every State →
- How Long Does It Take to Get Surplus Funds? Claim Windows and Payout Times by State →
Is this money still claimable?
Three things can be true of a record here, and the difference decides whether it is worth your time. A total on its own does not tell you that.
The middle figure is not a claimable total. Those records came from reports Putnam County published without a sale date, so no deadline can be worked out from the document and only the county can tell you whether the window is open. Counting them as open would overstate what is available. The expired records stay on the page because an expired record is still proof the sale happened.
How to claim surplus funds in Putnam County
Claims are filed with the county that held the sale, not with us, and the county does not charge you to claim your own money. The money belongs to the former owner and to recorded lienholders, in the order the statute sets. TaxLienSimple is a research platform: we collect and check the public records, we do not file claims and we take no part of a recovery.
Start with the Putnam County office that held the sale, usually the clerk of court, treasurer or tax collector depending on the state, and ask for the surplus or excess proceeds claim process.
Florida surplus rules
- Claim window
- Lienholders and other interested parties must file a notarized claim within 120 days of the clerk's surplus notice or are barred. The former owner is not barred: the clerk holds unclaimed surplus about one year after the notice, then reports it to the state's unclaimed property program in the owner's name, where it can still be claimed.
- Fees and assignments
- Mortgage foreclosure surplus: assignee fees capped at 12% (s. 45.033). No cap found for tax deed surplus.
- Law
- Fla. Stat. 197.582; 717.113Read the statute (1)Read the statute (2)
Summarised from the statute. Last reviewed Oct 24, 2026. This is general information, not legal advice.
The nearest open claim deadline on this county's records is Sep 10, 2027. Once a statutory window closes the money escheats to the county or the state, so the deadline matters more than the amount.
Other Florida counties we track
Florida publishes county by county, with no statewide list, which is the reason this is hard to search. These are the other Florida counties with records here.
Putnam County surplus funds, questions
How much unclaimed surplus is there in Putnam County, Florida?
2 mortgage foreclosure surplus records totalling $39,009 read from Putnam County's own published reports, the largest single record being $37,461. Of those, 2 worth $39,009 still have a claim deadline in the future. The most recent county report behind these figures is dated Oct 24, 2026.
Is there a deadline to claim Putnam County surplus funds?
Yes. The nearest open deadline on these records is Sep 10, 2027, and once a statutory window closes the money escheats to the county or the state. 0 records here came from reports published without a sale date, so no deadline can be worked out from the document and only the county can confirm whether those are still open.
Where does Putnam County publish its surplus funds list?
Through the county office that held the sale. Each record here names the source it came from and the date on that report.
Can I claim Putnam County surplus funds myself?
Yes, and the county does not charge you to claim your own money. Claims go directly to the office that published the list. TaxLienSimple is a research platform rather than a recovery service: we collect and verify the public records, we do not file claims and we take no share of a recovery.
TaxLienSimple is a research platform, not a recovery service; nothing here is legal advice. See how we verify tax-sale information.