Bid-down yield calculator
See how a lower bid-down rate changes the return you may earn.
Enter a lien amount, the rate that remains after bidding, expected redemption time, and costs. This is a planning estimate—not a promise that the certificate will redeem or be collectable.
Your assumptions
Use cautious inputs. You can change every number.
Confirm the current sale terms first. A calculator cannot verify the sale, clear title, value a property, or predict redemption.
Illustrative result
$150
estimated profit after entered costs
- Winning rate
- 12.00%
- Gross interest
- $300
- Costs reserved
- $150
- Net cash result
- $150
1. Verify the structure.
Use the correct tool only after confirming whether the sale uses a bid-down rate, premium, interest, or penalty.
Use the correct tool only after confirming whether the sale uses a bid-down rate, premium, interest, or penalty.
2. Reserve real costs.
Include registration, recording, research, later taxes, notices, legal guidance, and contingency cash.
Include registration, recording, research, later taxes, notices, legal guidance, and contingency cash.
3. Keep a hard stop.
If the deal only works in the best case, lower the bid or walk away.
If the deal only works in the best case, lower the bid or walk away.