Jul 6, 2026Education6 min read

My First Redemption Came in 3 Months, Not 2 Years - Here is the Math

Marcus Cole

Tax lien investor since 2019

→Early redemption sounds good but reduces total absolute return.
→You cannot control when an owner redeems. Only which certificates you buy.
→Short redemption periods favor quick turnover. Long periods favor compound returns.

Audio narration by Marcus Cole

Expected Two Years Got Three Months

$2,000 at 25% for one year = $500. For three months = $125. I earned $125 and had to reinvest.

I now buy across multiple counties with a mix of homestead and non-homestead properties.

Buy certificates with a high tax-to-value ratio. Owners redeem quickly to protect their asset.

Keep a list of target counties ready. LienSimple sends email alerts for deadlines.

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